Privacy Policy

Welcome to CocoMoney. We respect your privacy and are committed to protecting your personal data. This policy outlines how we collect, use, and safeguard your information when you engage with our App.

By installing or using CocoMoney, you consent to the data practices described in this statement. If you disagree with any part of this policy, please discontinue use of the App immediately.

1. Definitions

To ensure clarity, the following definitions apply:

• User ("You"): The individual accessing or using CocoMoney.
• Company ("We/Us"): The developers and operators of CocoMoney.
• Personal Data: Any information relating to an identified or identifiable natural person.
• Device: Any hardware used to access the App (smartphone, tablet, etc.).
• Usage Data: Information collected automatically about how the App is accessed and used.

2. Data Collection

CocoMoney collects specific types of information to provide rewards and improve user experience.

2.1 Personal Information

We may request the following personally identifiable information:

• Email Address: For account verification, reward delivery, and support communication.
• Username/Nickname: To identify you within the App ecosystem.
• Payment Details: Limited information necessary to process withdrawals (e.g., PIX key, PayPal email), handled securely via third-party processors.

2.2 Automatic Data Collection

When you use the App, we automatically collect:

• Device identifiers (Advertising ID, IP address).
• Operating system and device model.
• App usage statistics (time spent, tasks completed, errors).
• Log files and crash reports to maintain stability.

3. How We Use Your Data

Your data is utilized for the following core purposes:

1. Service Delivery: To track your progress, manage your balance, and facilitate reward payouts.
2. Security: To detect and prevent fraud, cheating, or unauthorized access.
3. Improvement: To analyze user behavior and optimize App features.
4. Communication: To send essential updates, security alerts, or responses to your support inquiries.
5. Advertising: To display relevant ads via third-party networks (see Section 4).

4. Third-Party Services

CocoMoney integrates with third-party services that have their own privacy policies. We strongly recommend reviewing them:

• Google AdMob: Used for displaying advertisements. They may collect device IDs to serve personalized ads.
  AdMob Privacy Policy
• Google Play Games: Used for leaderboards and achievements.
  Google Privacy Policy
• Payment Providers: Services used to process withdrawals (e.g., banking APIs). Data is shared strictly for transaction processing.

5. Data Sharing & Disclosure

We do not sell your personal data. However, we may share information in these specific scenarios:

• Service Providers: With trusted partners who assist in operating the App (hosting, analytics, payment processing).
• Legal Requirements: If required by law or to protect the rights and safety of CocoMoney and its users.
• Business Transfers: In the event of a merger or acquisition, user data may be transferred as part of the business assets.

6. Data Retention

We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations. Usage data for analytics may be kept longer in an anonymized format.

7. Children's Privacy

CocoMoney is not intended for children under the age of 13. We do not knowingly collect personal data from children under 13. If we discover such collection, we will promptly delete the data. Parents who believe their child has provided us with personal data should contact us immediately.

8. Security

We implement industry-standard security measures to protect your data. However, please remember that no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

9. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy regularly.